It’s estimated that 4 million Californians will get access to healthcare with the changes initiated by the Patient Protection & Affordable Care Act. You can use your annual income to see whether you’ll be qualified for assistance. If you make between $14,403 and $41,000 a year, or your combined annual family income is under $73,240, you will be eligible to get Health Insurance Plans in California through the exchange and you can use subsidies to make it more affordable. If you don’t have children and your annual income is below $14,403, or you are a parent and your annual income for a family of three is under $24,360, you will be eligible for Medi-Cal. Healthcare reform expands this public program to increase financial assistance to people with incomes in the low to middle range What Does Healthcare Reform Do For Children?Healthcare reform will extend coverage to more children by increasing help to families, but it also allows parents to cover their children under their California health insurance for several more years. As of September 2010, children can be protected by their parent’s coverage until they become 26.In addition, healthcare reform specifically ends exclusions on pre-existing health problems. If you are one of the millions of children with a problem like asthma who have been barred from medical care for years, you’ll have access to much-needed care. Does Healthcare Reform Affect Seniors?If you are at least 65, you will continue to get Medicare, and healthcare reform extends the viability of Medicare. For seniors in the infamous Medicare “doughnut hole,” which means Medicare does not pay for your prescriptions, healthcare reform cuts your out-of-pocket costs for prescription drugs with a $250 rebate check in 2010. Ultimately, reform is designed to completely remove the Medicare gap in coverage for prescriptions by 2020. In September 2010, healthcare reform ends the charging for recommended preventive services so seniors can receive an annual wellness check-up for free. This can help catch health problems early when they are most treatable and reversible, and give seniors peace of mind.What Does Healthcare Reform Mean To Legal U.S. Residents?If you have been a legal, permanent U.S. residents for less than five years, you will be able to buy insurance through the exchange in 2014 and take advantage of subsidies to make it more affordable. If you have been a legal, permanent resident for more than five years, you may be eligible for Medi-Cal in 2014. Undocumented immigrants will not be able to participate in the exchange or Medi-Cal, but healthcare reform does not block them from receiving care at health centers, hospitals or local community clinics when they need emergency medical help. When Will You Be Able To Get California Health Insurance?Whether you need family or individual coverage, the exchange is mandated to be available in 2014. California may expand the Medi-Cal program (Medicaid) before 2014. If it expands Medi-Cal to all residents with an annual income below $14,403 (that’s 133 percent of the federal poverty level) before 2014, the federal government may help California cover the cost. When Will You Need To Have Health Insurance In California?If you are a U.S. citizens or a legal resident (with a few exceptions), you will need minimal essential coverage for yourself and your dependents in 2014. You can be covered through employers, individual plans, the exchange or Medi-Cal. American Indians, people who prove financial hardship or religious objections, those in prison and undocumented immigrants do not have to purchase health insurance. All others will have to pay a tax penalty of $95 in 2014 if you decide not get health insurance. If you are still not covered with a health plan in 2016, that penalty will have grown to $695. It’s estimated that 8.2 million are now without coverage in California. Healthcare reform is expected to extend coverage to an estimated 4 million. What about the other 4.2 million people? They are believed to be mostly undocumented immigrants who will not participate in the extended coverage.
Fitness Journey – Improve Your Health and Fitness by Activity
Most experts say that 30 minutes of moderate physical activity can vastly affect your health and add years to your life. Think about doing some quick movements in the morning and I guarantee you that this can get you moving faster than any cup of coffee. You’ll get your blood flowing and increase your energy level. And listen, if you don’t have the half-hour to spare on getting and staying fit, a three 10-minute sets are just as effective. Again, remember that it is not an all or nothing event. Every move you make is working towards your own well-being and towards your fitness recovery undertaking.Another aspect to keep in mind in your physical activities and exertion is your breathing. What you need more of is OXYGEN! Most of us don’t really think about getting or spending any time on it. You need to get more of it. Breathe, breathe, breathe – it’s such a vital ingredient to your health and fitness. Oxygen, guess what? Talk is cheap, and makes a major difference in your life. It’s easy to get. Let’s take a deep breath right now and get more energy as a result.Here’s a concluding thought on your exercising/getting moving/physical for you. That whatever it may be to you or how ever you go about it. Until you write it down, you won’t critical to start doing it and aligning it with your fitness goals and with your realize that the food you’re eating is personal health contact. Think of it as exercising better and smarter and not what’s keeping you at your current necessarily harder.I did not include specific exercises or provide an actual workout routine. Rather I wanted to approach your exercising by providing you a strategy or show you another way of thinking about what exercising or physical activity is in light of your fitness goals. I think that it is critical that you have a hand in developing your own workout, again whether it is the traditional time at the gym or running around with your own kids, you are the one in charge and really, who knows best.